Protecting Your Health. Guarding Your Future.

Explore Medicare, Health, and Life insurance options with clear guidance—so you can compare plans and choose coverage that fits your needs.

Trusted Guidance, Backed by Service.

Insurance doesn't have to be confusing. At BrightGuard, we simply Medicare, Health plans, and Life coverage so you can feel confident and protected. As a firefighter, I understand the importance of being prepared for life's emergencies—and I bring that same commitment to serving your family's needs.

OUR SERVICES

Our provided services

Medicare Solutions

Medicare Advantage, Supplements. and Prescription coverage to fit your doctors and prescriptions.

Health Insurance(ACA)

Marketplace plans for individuals, families, and small business with tax credit eligibility.

Life Insurance

Protect your family's future with term life, permanent life, and final expense options.

Retirement & Annuities

Safe Money growth, income planning, and pension rollover options.

Supplemental Coverage

Dental, Vision, Hearing, Critical Illness, Accidental, and Hospital Indemnity.

Small Business Benefits

ICHRA, Cafeteria plans, and employee solutions.

WHY CHOOSE US

Built on Service. Focused on you.

Image

Guidance You Can Trust

I help simplify complex insurance choices so you feel confident about your coverage today and secure about tomorrow.

Image

Protection That Fits You

Every plan is tailored to your health, lifestyle, and budget — no cookie-cutter solutions, just coverage that works.

Image

Local and Committed

As part of this community, I treat every client like family. You'll always have a dedicated advisor you can reach when it matters most.

Service-Driven

Client-Focused

With a background in public safety, I bring the same dedication and integrity into protecting your health and future.

Meet our team member

Insurance Broker

Winston Jay Cardoso

About Me

Firefighter and licensed health & life insurance broker, dedicated to helping families and small businesses in South Florida protect their health, future, and retirement.

Call 954-932-8832

Image

Integrity

Honesty and transparency.

Excellence

Excellence

Top-notch services.

COMPANY

CUSTOMER CARE

Copyright 2025. All Rights Reserved.

BrightGuard Benefits is not connected with or endorsed by the U.S. Government or the federal Medicare program. We do not offer every plan available in your area. Any information provided is limited to the plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

By calling or texting this number, you consent to receive marketing calls and text messages from BrightGuard Benefits at the number provided. Consent is not a condition of purchase. Message and data rates may apply.

BrightGuard Benefits is a licensed health insurance broker providing assistance with Affordable Care Act (ACA) enrollment and other insurance products. Plan availability and benefits may vary by location and carrier.